JOB  DETAILS

Credit Analysis

• Reviews credit request and assists lender as to the approval or denial of loan.
• Assist the lenders with determining the appropriate loan product to fit the customer’s needs.
• Periodically updates and reviews outstanding loan financial information as determined by conditions of the initial credit authorization and as appropriate.
• Updates financial tracking systems and collateral tracking systems, identifying outdated and missing items, and assisting lenders in requesting them from borrowers.
• Remains current on loan programs and lending regulations as well as compliance and bank policies and procedures.
• Must comply with applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Participates in the preparation of bank reports specific to the Credit Department.

Other Accountabilities and Responsibilities:

• Regular and predictable attendance is an essential function of the job.
• Take part in community development through volunteer opportunities and/or board participation with non-profits and other community organizations.
• Participate in community service and bank-sponsored activities that serve and support the mission and values of Valley Bank.

About You:

• College degree or equivalent training or experience Business/Accounting preferred.
• Advanced experience working with spreadsheets and reports.
• Banking experience.
• Experience working with commerical lenders.

• Knowledge and familiarity with bank’s savings and checking.
• Has a complete working knowledge of the Valley Bank loan policy.
• Knowledge of Valley Bank products/services.
• Ability to work under pressure.
• Knowledge of loan processes.
• Work quickly and accurately.
• Excellent verbal communication skills.
• Knowledge of banking regulations.
• Ability to establish and maintain effective working relationships with employees, other departments, and the public.

Are you interested in this position?

Apply by clicking on the “Apply Now” button below!

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