COMMERCIAL CREDIT ANALYST

Full Time
  • August 5, 2026
  • Employment Info

    JOB   DETAILS

    What You’ll Be Doing

    • Analyse, structure and underwrite commercial credit transactions within delegated authority
    • Manage complex dealer and retail customer relationships
    • Monitor borrower performance, establish appropriate credit limits and execute collection strategies where required
    • Prepare high‑quality credit papers and risk assessments for approvals above authority
    • Negotiate and prepare credit documentation using Deere templates or legal agreements
    • Identify opportunities to support new and existing business growth
    • Contribute to credit process improvement, including the use of digital and automation tools
    • Support, coach and mentor less‑experienced team members
    • Prepare reports and insights on portfolio performance and risk trends

    What We’re Looking For

    Must Have

    • A foundation in commercial credit, financial analysis or risk assessment, with exposure to manual credit underwriting and the ability to apply judgement beyond automated scorecards
    • Ability to analyse financial information with sound judgement, attention to detail and risk awareness
    • Clear and professional communication skills and work constructively with stakeholders and the team
    • Self‑motivated and accountable, comfortable managing priorities independently while contributing to a team
    • An agile and adaptable mindset, open to change and evolving ways of working
    • Genuine willingness to learn and develop, including adapting to new tools, systems and automation over time
    • Strong integrity, resilience and commitment, aligned to John Deere’s values

    Nice to Have

    • Experience in commercial credit, banking, finance or related financial services
    • Strong exposure to manual underwriting of medium or complex credit structures
    • Qualification in Accounting, Finance, Commerce or a related discipline
    • Interest in process improvement, digitisation or AI‑enabled credit solutions

    Education / Experience Ideally hold a degree or equivalent qualification in Accounting, Finance or a related discipline, or be able to demonstrate equivalent practical experience

     

     

     

     

    Are you interested in this position?

    Apply by clicking on the “Apply Now” button below!

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