Our client is  looking for someone who enjoys learning, takes ownership of their work and is motivated to continuously develop their capability. While technical skills are important, your attitude, judgement and willingness to grow will be equally valued.

What You’ll Be Doing

• Analyse financial statements, cash flow and supporting information to assess commercial credit applications.
• Prepare and write detailed credit submissions and recommendations.
• Evaluate risk and support sound lending decisions aligned to business objectives and credit policies.
• Develop an understanding of customers, dealers and industry dynamics.
• Monitor borrower performance and support ongoing portfolio management activities.
• Assist with collections, credit limit reviews and risk mitigation strategies where required.
• Build strong relationships with internal and external stakeholders.
• Identify opportunities to improve processes and contribute to continuous improvement initiatives.
• Continue developing your commercial judgement and credit expertise through coaching and on-the-job learning.

Essential

• Degree qualified in Accounting/ Finance or related discipline.
• Knowledge of assessing and manually preparing commercial credit applications, credit submissions or credit recommendations.
• Strong analytical skills and the ability to interpret financial statements.
• Well-developed written communication skills.
• High attention to detail and a commitment to quality outcomes.

You’ll thrive in this role if you:

• Have a genuine interest in commercial credit and financial risk.
• Take ownership and pride in your work.
• Are naturally curious and enjoy understanding how businesses operate.
• Have sound judgement and a thoughtful approach to decision-making.
• Enjoy learning and continuously improving your capability.
• Build positive relationships and work collaboratively with others.
• Are resilient, adaptable and comfortable working in a dynamic environment.
• Demonstrate integrity and professionalism in everything you do.

Desirable

• Exposure to commercial lending, banking, equipment finance, agribusiness or financial services.
• Experience working with customers or stakeholders.
• Interest in process improvement, automation or emerging technologies.