JOD  DETAILS

As a Credit Analyst at our client HUB, you’ll play a key role in assessing and managing mortgage applications, ensuring high credit quality while delivering fast and customer-centric decisions. You’ll work at the heart of a growing fintech, contributing to smarter processes, automation initiatives, and directly influencing business outcomes. In this fast-paced role, you’ll collaborate closely with internal teams and external partners to make confident, informed credit decisions that help Australians move forward on their homeownership journey.

What you’ll do:

• Assess residential mortgage applications from submission through to settlement, ensuring timely and accurate decisions.
• Analyse financial documents, valuations, and other supporting materials to identify risks and determine suitability.
• Apply sound judgment to both conforming and non-conforming applications, balancing customer experience with risk management.
• Work closely with brokers, aggregators, and internal teams to manage queries, resolve issues, and keep deals on track.
• Deliver outstanding service and communication to ensure a smooth experience for all parties involved.
• Ensure all credit decisions align with internal policies, regulatory requirements, and responsible lending obligations.
• Maintain accurate records and audit-ready documentation that upholds Bridgit’s commitment to high-quality credit standards.

What we’re looking for:

• 3+ years of experience in credit risk assessment, residential underwriting, or mortgage credit analysis within banking, non-bank, or specialist lending environments.
• In-depth understanding of residential credit policy, financial statement analysis, self-employed income verification, and living expense assessments.
• Comprehensive knowledge of responsible lending guidelines and industry regulations.
• Excellent problem-solving, analytical, and risk-assessment skills with high attention to detail.
• Strong written and verbal communication skills to explain credit decisions clearly and collaborate effectively with stakeholders

Are you interested in this position?

Apply by clicking on the “Apply Now” button below!

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