JOB   DETAILS

Key Responsibilities:

• Provide timely and accurate credit assessment of new & existing clients for facility limits for new & existing SME customers
• Review and interpret financial statements (P&L, balance sheet, cash flow) as part of a loan application, which includes bank statements, government benefits and other financial records to validate business income and expenses as part of a loan application
• Preparing Credit Papers and presenting recommendations to Deal Review Committee
• Management of Client applications, queries and challenges posed by Business Development Managers, Account Managers & Referral Partners.
• Ensure compliance with credit policies and regulations.
• Collaborating with other departments to share analysis findings and support business decisions.
• Validation of all transactions to ensure fraud risk is minimized for both domestic and international transactions.
• Create feedback loop with Credit Manager to identify and address trends in high-risk client applications and transaction management.
• Other duties assigned by direct manager.

Experience and Skills Required:

• A Bachelor’s/College Degree in Accounting, Finance or equivalent preferred
• At least 2-3 Year(s) of working experience in Banking/Financial Services is required for this position specialising in fraud analysis, loan applications and credit analysis.
• Experience within SME credit assessment for Cashflow Finance and or SME lending.
• Advanced interpersonal skills and the willingness to have difficult conversations with internal and external stakeholders.
• Understanding of Equifax and/or other Credit Bureau standards and procedures.
• Experience working for an Australian or any financial institution, an advantage.
• Ability to write credit proposals that serve the interest of all parties involved.
• Excellent written and verbal communication skills.
• Ability to proficiently manage multiple tasks at the same time.

Are you interested in this position?

Apply by clicking on the “Apply Now” button below!

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