JOB DETAILS
What you’ll do
- Manage & Optimise: Oversee multiple warehouse facilities and mezzanine financing arrangements, ensuring operational performance in line with facility terms.
- Negotiate Terms: Lead the negotiation of pricing, economic conditions (EC), and performance parameters (PP) across all funding facilities.
- Covenant Compliance: Monitor and ensure ongoing compliance with all facility terms and covenants, escalating issues proactively to the CFO.
- Trust Manager Reporting: Own the relationship with the trust manager, holding ultimate responsibility for the accuracy of cash waterfalls, ensuring correct payments are distributed to all related parties, and all reporting obligations are met on time.
Liquidity & ALCO
- Liquidity Sufficiency: Ensure our client HUB maintains sufficient liquidity across all funding structures to support lending operations and business growth.
- ALCO Leadership: Chair Asset and Liability Committee (ALCO) meetings, preparing reporting and driving decisions on funding strategy, pricing, and risk.
- Stress Testing: Develop and maintain liquidity stress-testing frameworks appropriate to the scale and complexity of our client HUB funding book.
Compliance, Audit & Regulatory Support
- Facility Compliance: Own compliance with all terms acrossour client HUB funding facilities, implementing controls and monitoring frameworks to ensure ongoing adherence.
- Financial Covenants & Credit Licence: Ensure the company maintains compliance with all financial covenants across its facilities, always retaining sufficient headroom, and upholds obligations under its Australian Credit Licence and Australian Financial Services License.
- Financier Audits: Manage and successfully complete all financier-required audits, ensuring warehouse operations are demonstrably in line with facility terms and conditions.
- Regulatory Reporting: Support the broader finance team with statutory audits and regulatory reporting obligations, including ASIC and APRA-related matters where applicable.
Product Support & Funding Capacity
- New Product Launch Support: Partner with Product, Credit, and Commercial teams on new product launches, ensuring funding structures can accommodate new asset types and lending criteria from day one.
- Strategic Roadmap Alignment: Proactively assess funding flexibility and capacity against Bridgit’s strategic and product roadmap, identifying gaps and securing solutions ahead of growth.
- Identify Funding Alternatives: Research and evaluate alternative funding structures to diversify Bridgit’s capital base, including a revolving RMBS program, forward flow arrangements, and other capital markets solutions suited to the portfolio.
Credit Fund
- Fund Establishment: Play a key role in establishing our client HUB wholesale credit fund, including structuring, documentation, and investor engagement.
- Cross-Functional Delivery: Work with Legal, Finance, and Product teams to ensure new funding structures are designed, documented, and launched in compliance with relevant regulatory frameworks.
- Investor Relations: Own investor relations for the credit fund, attracting new capital and managing ongoing communications with existing and prospective investors.
- Fund Strategy: Own and evolve the credit fund strategy, starting with wholesale funding sources to support near-term growth, while also building out the operational infrastructure required to launch and run a retail fund as the platform scales.
Capital Markets
- Debt Issuance & Execution: Lead structuring and execution of public debt issuances, managing the end-to-end process from term sheet through pricing and close.
- Rating Agency Management: Own relationships with rating agencies (S&P, Moody’s, Fitch), leading rating actions and ensuring the company’s credit story is well positioned to support favorable terms and access to capital.
- Syndication & Lender Relations: Run syndication processes with banks and institutional investors, building and maintaining a diversified lender base to support the company’s funding needs across market cycles.
- Develop Your Team: Lead, coach, and develop the Treasury Manager and Treasury Analyst, fostering a high-performance and collaborative team culture.
- Build for Scale: Design scalable treasury processes and systems to support our client HUB continued rapid growth.
- Treasury Expertise: 15+ years in treasury, structured finance, or debt capital markets within a bank, non-bank lender, or financial services environment.
- Warehouse Experience: Demonstrated experience managing warehouse facilities and/or mezzanine funding structures, residential mortgage experience highly regarded.
- Credit Fund Experience: Proven experience establishing wholesale credit funds, including investor communication and ensuring compliance with relevant regulatory requirements.
- Negotiation Track Record: Proven ability to negotiate credit facility terms with institutional lenders, covering pricing, eligibility criteria, and performance parameters.
- ALCO & Governance: Experience chairing or actively participating in ALCO or equivalent asset and liability governance forums.
- Regulatory Knowledge: Solid understanding of compliance obligations under warehouse facility terms, ASIC and APRA expectations, and relevant regulatory frameworks.
- Commercial Acumen: Strong commercial judgment with the ability to balance risk management against growth imperatives in a fast-scaling business.
- Collaborative Leader: A track record of working effectively with senior management, legal counsel, and external financiers to deliver complex funding outcomes.
Are you interested in this position?
Apply by clicking on the “Apply Now” button below!
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